About
Tempo is an EVM-compatible Layer-1 blockchain purpose-built for stablecoin payments, incubated by Stripe and Paradigm and spun out as an independent company. It targets enterprise and merchant payments with stablecoins as the default gas asset, leveraging Stripe's distribution, Bridge issuance infrastructure, and Privy wallets. It opened a public testnet in late 2025 ahead of a 2026 mainnet.
Stablecoins
Key products
Chains
Related companies
1Money Network
Purpose-built L1 dedicated solely to stablecoin payments
1Money is a Layer-1 network engineered exclusively for stablecoin payments, using a patent-pending Byzantine Consistent Broadcast (BCB) consensus that delivers sub-second, instant-finality transfers, industry-low fees, and built-in compliance. It emerged from stealth in early 2025 with over $20M in funding and a team from Circle, Ripple, Binance, Uber, and Meta, launching a public testnet in August 2025 with mainnet targeted for late 2025.
Abstract
Consumer crypto L2 from Pudgy Penguins' creators
Abstract is a consumer-focused Ethereum Layer 2 ZK-rollup built with the ZK Stack by Igloo Inc., the company behind the Pudgy Penguins NFT brand. It emphasizes seamless onboarding via the Abstract Global Wallet (passkey-based, gasless account abstraction) and supports stablecoins such as USDC for consumer payments and DeFi.
Algorand
Payments-focused L1 expanding USDC stablecoin use
Algorand is a low-fee, fast-finality Layer-1 oriented toward payments and tokenized assets. It supports native USDC and EURC and has expanded consumer stablecoin payments through partnerships such as Wirex, bringing USDC payments to Visa-accepting merchants.
Arbitrum
Leading Ethereum L2 with deep stablecoin liquidity
Arbitrum is a leading optimistic-rollup Ethereum Layer-2 with deep native USDC and USDT liquidity and a large DeFi ecosystem. It is a core venue for stablecoin yield, lending, and trading, and underpins infrastructure for chains like Converge.
Arc
Circle's open L1 for stablecoin finance
Arc is an open Layer-1 blockchain developed by Circle and purpose-built for stablecoin-native finance, using USDC as the native gas token for low, predictable fees. It features Malachite BFT consensus with sub-second finality, full EVM compatibility, a built-in FX engine, instant settlement, and opt-in privacy. Arc entered public testnet in 2025 with a 2026 mainnet target and participation from institutions including Visa, BlackRock, and Coinbase.
Avalanche
L1 with subnets and institutional stablecoin/RWA use
Avalanche is a Layer-1 with a customizable subnet (Avalanche L1s) architecture used for institutional tokenization and stablecoin settlement. It hosts native USDC, EURC, and AUSD and is a target chain for RWA and enterprise payment deployments.