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Locus

Payment infrastructure for AI agents settling in USDC

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About

Locus is a Y Combinator-backed (F25) company building non-custodial wallet and payment infrastructure for AI agents, with funds held in agent-controlled smart wallets on Base and settled in USDC. It provides policy enforcement, spending limits, per-transaction budgets, approval thresholds and vendor allowlists, and lets agents pay-per-use across 30+ APIs from a single wallet. Its Locus Founder product is an AI agent that builds and runs an internet business.

Non-custodial wallet infrastructure built for AI agents to spend USDC with on-chain policy controls.

Stablecoins

USDC

Key products

Pay With LocusLocus FounderNon-custodial agent wallets

Chains

Base
Founded
2025
HQ
San Francisco, USA
Stage
Seed
Funding
Y Combinator F25

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