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Cogni / FV Bank logo

Cogni / FV Bank

Regulated digital banking and custody platform for stablecoins

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About

FV Bank is a U.S.-chartered (Puerto Rico) digital bank offering integrated banking, digital-asset custody and stablecoin settlement, and was the first U.S.-chartered depository institution to offer stablecoin invoicing (accepting USDC and PYUSD). It has expanded into a unified fintech platform with stablecoin cross-border payments, API-managed accounts and agentic virtual cards. Cogni is a digital-banking/neobank brand operating in the same orbit, having pioneered an in-app noncustodial Web3 wallet.

First U.S.-chartered depository bank to offer stablecoin invoicing.

Stablecoins

USDCPYUSD

Key products

Stablecoin InvoicingDigital Asset CustodyProgrammable paymentsAPI-managed accounts

Chains

Ethereum
Founded
2016
HQ
San Juan, Puerto Rico, USA
Stage
Private
Funding
Private

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