About
Bitmama is a Nigerian blockchain payments platform offering a wallet, exchange, virtual crypto cards and remittances built on stablecoin infrastructure to address dollar shortages and high remittance costs. Users can fund cards with USDT, USDC or cUSD. Its remittance product Changera enables cheaper international transfers. Cards are available in Nigeria, Ghana and Kenya.
Stablecoins
Key products
Chains
- Founded
- 2017
- HQ
- Lagos, Nigeria
- Stage
- Seed
- Funding
- ~$3.6M raised (incl. $2M pre-seed)
Related companies
Accrue
Send money across Africa and the US in minutes
Accrue is an African payments startup running a stablecoin-powered wallet and a human agent network (Cashramp) for on/off-ramping stablecoins across 11 African countries. Users send money in local currencies while Accrue settles on the backend via stablecoins, and offers stablecoin-backed cards and USD savings.
ARQ
Stablecoin-first digital dollar super app for Latin America
ARQ (formerly DolarApp) is a stablecoin-first financial platform for Latin America that lets users convert pesos to digital dollars (USDC) and back in seconds, with US-style account details and an international ARQ Mastercard usable in 180+ countries. It serves around 2 million users across Mexico, Argentina and Colombia and raised $70M from Sequoia and Founders Fund in 2026.
Bitnob
Bitcoin and stablecoin rails for Africa
Bitnob is an African crypto infrastructure company offering wallets, swaps, payouts, virtual cards, treasury, an OTC desk and a non-custodial enterprise platform, all under one API. It combines global crypto rails with deep local liquidity across African currencies, and partnered with Strike to power Bitcoin- and stablecoin-based remittances into Africa. Over $4.5B has moved through its infrastructure.
Ripio
Latin American crypto exchange and B2B infrastructure
Founded in 2013, Ripio is one of Latin America's largest crypto platforms, serving millions of users across Argentina, Brazil, Colombia and other markets with trading, wallet and on/off-ramp services. It issues UXD, a USD-pegged stablecoin marketed as the first Latin American dollar stablecoin, and is building a suite of fiat-backed local-currency stablecoins to embed regional currencies on-chain.
Stripe
Global payments platform with native stablecoin checkout
Stripe is the dominant internet payments platform. After acquiring stablecoin infrastructure startup Bridge for ~$1.1B in early 2025 and stablecoin wallet firm Privy, Stripe rolled out native stablecoin acceptance: every Stripe merchant can accept USDC (and USDB) through standard checkout, and Stripe powers USDC payments for millions of Shopify merchants. It charges a flat ~1.5% on stablecoin transactions.
Aspora
Stablecoin-powered cross-border banking for the Indian diaspora
Aspora (formerly Vance) is a London-based remittance and cross-border banking platform serving non-resident Indians and global diaspora communities, built on stablecoin rails for instant, low-cost settlement that bypasses SWIFT. It serves 250,000+ users and has processed over $2B in transaction volume. Backed by Sequoia and Greylock, it has raised $93M+ across three rounds.